Business Loans

Business Loans

Obtaining financing can be one of the most difficult challenges confronting any business person. At Bank of Belleville, we try to make it easy for you with our prompt, personalized service and comprehensive product line. Bank of Belleville delivers a number of different loan products specifically designed to meet the needs of your business. When your business needs a competitive edge, we will work with you to create a solution, whether you need equipment financing for machinery, working capital to help you with day-to-day operations, or a loan for capital expenditures to enhance the long-term viability of your company, you can be assured that your credit needs will receive prompt, personal attention from our experienced staff.

  • Buy, build or refinance commercial real estate for your business
  • Purchase or lease capital equipment
  • Flexible terms and rates to meet your cash flow needs
  • Ability to fund loans quickly

Real Estate Loan
Buy, build or refinance commercial real estate with a Bank of Belleville commercial real estate loan.

  • Loans ranging from $50,000 to $2,000,000
  • Fixed or variable interest rates
  • Flexible terms available

Commercial Real Estate
Build on your business investments with one of our commercial real estate programs.

We offer a fixed rate for an initial term of up to 60 months and amortization schedules of up to 25 years depending on property type.

Our Commercial Real Estate programs include:

  • Owner occupied commercial real estate
  • Non owner occupied multi-family dwellings
  • Mixed use properties
  • Investment properties
  • Commercial buildings

SBA
Is it time to buy real estate, acquire a new business or franchise, purchase business equipment, or increase working capital? We can help you find the best Small Business Administration loan for your business.

Use your SBA loan for business real estate, construction, equipment, and more. Get more details on ways to use your loan.

Benefits of Bank of Belleville's SBA Loans

  • Longer maturities than most bank loans
  • Lower down payment
  • Lower monthly payment
  • Longer terms
  • No balloon payment
  • No covenants
  • Multiple interest rate options (floating, adjustable, or fixed)

Bank of Belleville offers a variety of SBA loans. Not sure which is right for you? Compare all our SBA loans here.