Personal Loans

We want to help you achieve your dreams and financial goals. Bank of Belleville offers personal loans to move you forward, and we can help with all your credit needs! Whether you need funding for real estate, business objectives, paying for college, purchasing a vehicle, or many other expenses, we’ve got you covered!

We offer many traditional loan products and customized products including:

 

Equity Lines

Equity Lines offer a low interest rate and feature monthly, interest-only payments. Interest rates are tied to The Wall Street Journal Prime Rate.**

 

Lines of Credit

A line of credit gives you access to a set amount of money when you need it, and you don’t pay interest until you borrow the money. Lines of credit are unsecured, meaning they do not require collateral to take out money. Interest rates are based off of the Wall Street Journal Prime Rate.

 

Portfolio Lines

A portfolio line is similar to a line of credit, but fully secured by marketable securities. Portfolio lines feature interest-only quarterly or monthly payments.

 

Term Loans

Bank of Belleville offers secured and unsecured loans to all qualified clients. Our loans are available with flexible terms at variable or fixed rates.

 

Mortgages

We provide fixed and variable mortgages at competitive rates with fair terms. Whether it’s for your primary or secondary residence, in-state or out-of-state, we will work with you to finance your new home.

 

Contact Us

We want to show you how we can help you with your finances! Reach us in person during business hours at our location, or call us at (618)-233-6400.

*All loans are subject to credit approval.

**The prime rate is the interest rate at which banks will lend money to favored clients. The Wall Street Journal Prime Rate is determined by the base rate of corporate loans posted by at least 70 percent of the United States’ largest banks. If the prime rate increases, so will your interest rates.