Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Commercial Real Estate
Finance commercial real estate or other large purchases with low monthly payments and a lump-sum balance due at maturity. Balloon loans can be ideal when you plan to refinance or sell before the term ends.
Commercial Construction Loans
Finance new construction or major improvements to commercial properties with a loan designed to fit your project timeline. Our local team provides personalized service from groundbreaking to completion.
Working Capital Line of Credit
Gain access to flexible financing to support your daily business operations. Whether you need help with payroll, inventory, or seasonal expenses, our working capital line gives you peace of mind and cash flow on demand
Guidance Line of Credit
Be ready for what’s next with a pre-approved line of credit for anticipated real estate, equipment, or business purchases. Draw funds as needed and act quickly on time-sensitive opportunities without going through a new loan process each time.
Business Equipment & Vehicle Financing
Secure funding to purchase or refinance essential business assets, including vehicles and equipment. Our team will help you structure a loan with terms and rates that support your company’s growth and bottom line.
Secured Loans
Use your deposit accounts or marketable securities as collateral to access fast, affordable funding. Maintain your investment strategy while unlocking liquidity for personal or business needs.
Letter of Credit
Issued to utility companies, municipalities, and government entities as a financial guarantee for future payments. Secured by liquid reserves.
Government Backed Loans – SBA & USDA and Other Programs
Take advantage of government-supported lending for small businesses, rural development, and more. Our SBA and USDA loan programs offer competitive terms and are backed by experienced local lenders who guide you through every step. Ask about other potential programs in your area.
Email ebank@bankofbelleville.com 
