As an ACH Originator, you agree to comply with and be bound by the Nacha Operating Rules and Guidelines. You may purchase a copy by visiting their website.

General ACH Information

2025 ACH Quick Reference Guide

Payments Insider

Payments Insider is a quarterly newsletter with payment information for businesses of all sizes.

• Q1 2025
• Q4 2024
• Q3 2024
• Q2 2024
• Q1 2024
• Q4 2023
• Q3 2023
• Q2 2023

EPCOR Corporate User Web Page

The EPCOR Corporate User web page is a valuable resource for businesses utilizing various payment channels in the industry today. Click the link to access educational courses and resources designed to help ensure compliance with the many rules and regulations in the payments industry.

Origination Information

• The cut-off time for submitting next-day ACH transactions through the portal is 4:00 PM CT (Business days only).
• We do not currently offer Same-Day ACH – All batches must be scheduled at least one business day into the future. Weekends and holidays are not eligible business days.

Federal Reserve Holiday Schedule
 

Fraud Education Information

• Top 10 Fraud Trends in 2023
• Protecting Against Fraud Booklet
• 2025 Fraud Protection Letter

Rules Supplements

• 2024
• 2023
• 2022
• 2021
• 2020

Contact Information

For additional assistance, please contact us at (618) 233-6400 or by email at ebank@bankofbelleville.com.