Mortgage Loans

We understand that purchasing a home or property is a huge investment, and we want to help make the process as easy as possible. Meet with our mortgage lender before you start shopping to find your budget and get answers to any questions.

 

Purchasing and Refinancing

Bank of Belleville offers multiple purchasing and refinancing programs to meet your financial needs and help you settle into our community.

  • Purchase – New or existing home
  • Purchase – Second home
  • Purchase – Investment property
  • Purchase – Land
  • Refinance–Your residence to lower interest rate
  • Refinance –To access equity (cash out)
  • Lot construction and permanent financing available

 

Mortgages

The Bank of Belleville Mortgage Lending Division offers the following:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages

 

Why use the Bank of Belleville Mortgage Division?

At Bank of Belleville, we’re invested in making our community stronger and providing the best experience for our clients. Smaller Bank, Bigger Service, Stronger Community isn’t just a tagline; it’s a promise. Our Mortgage Division guarantees:

  • Quick response times and efficient services
  • Accessible sales and operating personnel
  • Competitive interest rates
  • Accuracy in all information
  • No surprises
  • Competitive closing costs

*All loans are subject to credit approval.

 

MEET OUR HOME LOAN CONSULTANT,
SCOTT SCHINDLER

NMLS #675511

Scott Schindler is Bank of Belleville’s expert in mortgage financing. With over 11 years of experience and a Bachelor’s of Science in Finance from Southern Illinois University Edwardsville, Scott has the expertise to personally help you through every step of the mortgage process and to find your best housing options. Scott will help you determine a reliable housing budget before you start shopping and can answer any questions you have along the way. He specializes in FHA, VA, USDA, and conventional mortgage loans. Call Scott at (618) 236-4730 or stop by and see him at Bank of Belleville to discuss any of your mortgage needs.