Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Fixed Rate Home Loans
We offer a variety of mortgage options including conventional loans and government-backed programs like Fannie Mae, FHA, VA, and USDA.
Portfolio 1st Mortgage
Get personalized service and flexible terms with our in-house portfolio first mortgage. Ideal for unique financial situations or nontraditional properties, this loan is built around your long-term goals.
Bridge Loans
Our bridge loans provide short-term financing to help you purchase a new home before selling your current one. Eliminate the stress of timing mismatches and make your transition smoother with flexible options and fast approvals.
Jumbo Loans
Buying a higher-value home? Our jumbo mortgage loans offer competitive rates and tailored solutions for qualified borrowers looking to exceed conforming loan limits.
Adjustable-Rate Mortgages (ARMs)
ARMs offer a lower initial interest rate, which can lead to savings in the early years of homeownership. Ideal for short-term homeowners or those planning to refinance, our ARMs come with caps for added peace of mind.
Construction Loans
Build your dream home with a one-time close construction loan. Finance land, labor, and materials under one umbrella—with local oversight and a smooth transition into a permanent mortgage upon completion.
Home Equity Loans
Access your home’s equity without refinancing your first mortgage. Borrow a lump sum against the equity in your home and enjoy fixed monthly payments. Ideal for renovations, major purchases, or debt consolidation, this option offers predictable terms and long-term stability.
Lot & Land Loans
Whether you’re planning to build a home or hold onto land for future investment, we offer financing options for both residential lots and undeveloped land. Competitive rates and local decision-making help you move forward with confidence.
Email ebank@bankofbelleville.com 
